Business Model

1. Introduction

Economico operates an independent information, comparison and analysis platform for financial and pension solutions.
Our goal is to provide users with a well-founded basis for decision-making through transparent information, structured comparisons and digital tools.
Below we explain how Economico operates commercially and how we generate revenue.
The use of Economico's information, comparison and tool offerings is free of charge for users and available without registration.

2. Principle: Independence and Comparison Logic

The presentation and evaluation of offerings on Economico is based on uniform, objective and transparent criteria.
These criteria are aligned with established methods of institutional advisory practice and are applied equally to all providers.
Contractual relationships or remuneration have no influence on the ranking, evaluation or presentation of offerings.

3. Comparison and Analysis Platform (Marketplace Functions)

Economico provides users with comparison and analysis functions for various investment and pension solutions. Providers can present their offerings on the platform, provided they enter into a corresponding agreement with Economico and supply the required offering data and information.
All providers on the platform are subject to the same terms of participation.

Remuneration

For the use of the platform and the provision of offerings, Economico may receive a one-time remuneration from providers. This amounts to a maximum of 0.15% of the assets allocated by the user to the selected provider. In certain cases (e.g. during trial phases), this remuneration may be temporarily reduced for individual providers.

Neutrality

The amount or structure of this remuneration has no influence on the selection, presentation or evaluation of offerings on the platform. A provider's participation on the platform has no influence on the methodological evaluation of offerings.

4. Partner Offerings and Collaborations

For selected services, Economico may collaborate with partner companies and present their offerings on the platform. In such cases, Economico may receive remuneration for the placement or use of these offerings or participate in a partnership.
The processing of user enquiries or the conclusion of contracts by the user takes place directly with the respective partner company. Economico does not itself become a contractual party to the services offered vis-a-vis the users.
The partner offerings on Economico are listed exhaustively below:

• Partnership with LegacyNotes in the area of legal estate planning

5. Advertising

Economico may display paid advertising content or sponsored content on the platform.
Such content is clearly labelled as advertising.

6. Transparency Notice

We place great value on transparency and traceability. If you have any questions about our business model or the presentation of individual offerings, you are welcome to contact us at any time. Further information about our offering can be found in the Terms of Use.