Terms of use

The website Economico belongs to Economico Platform GmbH and is operated by c-alm AG. Economico Platform GmbH is a joint venture of c-alm AG and other companies (Imprint). These terms of use apply to the use of this website (hereinafter referred to as "services").

1. Authorization to use the service

The information on this website is intended exclusively for natural persons or legal entities domiciled or resident in Switzerland.

2. Use of the services

By using our website and entering data, users agree to these Terms of Use and our Privacy Policy. Economico Platform GmbH reserves the right to monitor the use of the Services in order to verify compliance with these Terms of Use and the Privacy Policy or any applicable laws or legal obligations. Access to customer accounts may be blocked, suspended or terminated at any time and without notice.

3. Setting up an account

The creation of an account is free of charge. After entering the required data (first and last name, e-mail, mobile phone number, etc.), the user receives a personal password, which is required for logging in. Logging in as a registered user takes place by means of 2-factor authentication, whereby the user is sent an SMS to the mobile phone number provided by him/her as the second factor when logging in. Upon registration, the user is given the opportunity to generate and view detailed analyses from various third-party providers for the mandate specifications entered (implementation & investment strategy). The user can delete the account and the associated data at any time. There is no automatic transfer of personal data to third-party providers.

4. Subject matter and qualification of the data service

The detailed analysis contains information on the individual mandate specification, a total cost view ("all-in asset management costs" & product costs), master data information on the product modules used (name, ISIN, costs and factsheets) and contact details of the provider. The detailed analysis can be downloaded as a PDF and is saved within the user-specific account. The information contained on the portal is for information purposes only and does not constitute an offer, recommendation or invitation to sign a contract or purchase a service or product. The master data on individual collective investments contained in the detailed analysis (name; ISIN; TER; etc.) serve to provide a concrete understanding of the implementation of the asset management and advisory solutions analyzed and therefore do not constitute advertising for the collective investments identified.

5. Contact between user and provider

Only when the user clicks on the declaration of consent to create a detailed analysis of a provider will the personal data provided during registration be sent to this provider in encrypted form. From this point on, the provider has the option of contacting the user (by telephone, email, etc.) for the purpose of a contract offer and onboarding. The user can also contact the provider directly if desired. The provider's contact details can be found in the detailed analysis. Neither the user nor the provider are bound to the object presented in the portal in the detailed analyses. By making direct contact, the user leaves the sphere of influence of Economico Platform GmbH.

6. Data protection and security

Data protection and security regarding the use of our services are set out in our privacy policy.

7. Copyright

The information on this website (logos, texts, images, graphics, photos, videos, software including source code, etc.) is protected by Swiss and international intellectual property law. The structure of our website is also protected. The user may use this information for internal purposes free of charge and revocable by the operator at any time. Any use of the website and its information beyond the granted right of use, in particular copying, reproducing, modifying, reselling, distributing, extracting, reusing, transferring, publishing, downloading, reproducing or any other exploitation thereof, regardless of the means or medium used, is prohibited without the written consent of Economico Platform GmbH. All rights reserved.

8. Liability

The user uses the services at his own risk. Economico Platform GmbH rejects any liability arising from the use of the services. The user must choose and keep his access data for the personal account, in particular e-mail and password, secure and confidential at all times and protect them against misuse by unauthorized persons. Economico Platform GmbH is not liable for damages if the user's personal access data is misused. If the user uses the information contained in the detailed analyses on the providers' mandate solutions, he does so at his own risk. Any liability for resulting damages is rejected. The information published on the website originates from various sources, including third-party sources. The sources are indicated in each case; no liability is assumed for the correctness of the data from third-party sources.

9. Modification of these terms of use

We may change or discontinue the information, content, structure, etc. of this website, including the legal notices, at any time without prior notice.

10. Applicable law and place of jurisdiction

Any disputes, regardless of their legal basis, that may arise between you and Economico Platform GmbH in connection with the use of the Services shall be governed by the substantive laws of Switzerland, excluding its conflict of law provisions and international law. The place of jurisdiction is the registered office of Economico Platform GmbH, subject to mandatory statutory jurisdictions.